In the foreclosure defense area, we work to cure what we see as an imbalance in judicial foreclosure matters. Large financial institutions almost always have seasoned attorneys with considerable experience working for them in foreclosure matters. Homeowners, on the other hand, often represent themselves or work with well-meaning lawyers who lack the tools or expertise to really challenge the big banks in court. There is nothing worse than waiting in court to hear your case called and seeing dozens of cases lose “on default,” where there is no homeowner or lawyer present to fight for the homeowners’ rights. These cases almost lose because no one is there to speak for the homeowners. Roemerman Law has negotiated settlement/modification agreements against some of the nation’s biggest banks and always makes our clients’ wishes our primary goal. We don’t want your family to be just another statistic in foreclosure court and we focus on foreclosure defense because we believe we give homeowners a more level playing field when it comes to defending their rights.
In the bankruptcy space, we assist clients in filing their petitions, protecting the assets they wish to keep, and understanding that bankruptcy is not an ending, it is a beginning, and nearly 1,000,000 people file for it in the United States every year, a number that it is certain to explode in 2020 and beyond. We treat our clients with the dignity and respect we feel they too often fail to receive from their creditors because we understand bankruptcy is not a moral failing or a character defect. Former Presidents Abraham Lincoln and Ulysses S. Grant, Walt Disney, P.T. Barnum, Mark Twain, Toni Braxton, Johnny Unitas, Mike Tyson, Bert Reynolds, Oscar Wilde, Isaac Hayes, and Dorothy Hamill are among the many, varied individuals who have utilized bankruptcy to help them right their financial ships. Oh, and Henry Ford filed twice before his “automobile idea” caught on. So, no, we don’t believe bankruptcy should carry any stigma for those who file it and we seek to guide people through the process to make it as smooth, simple, and painless as possible.
Unfortunately, some attorneys make big promises to clients and fail to fully deliver. At Roemerman Law, we stick to the basics and represent our clients’ wishes before the court, giving our advice as to the best path to take and fully explaining our clients options to them.
We firmly believe that all great attorneys, in essence, only offer two things: translation and peace of mind, regardless of their field of practice.
Almost all lawyers are fluent in Legalese but, unfortunately, not all of them can translate complex legal terms into layman’s terms. Albert Einstein once said, “If you can’t explain it simply, you don’t understand it well enough.” At Roemerman Law, we speak both Legalese and plain English. We present our clients’ versions of their respective situations in the form of compelling legal arguments and proper filings in court, while being able to explain to our clients exactly what happens in court, in straightforward, relatable terms. We value communication with our clients and make certain they always “know what is going on in my case.”
Peace of Mind
Secondly, we try to offer peace of mind. Our clients know we are working hard on their behalf, so they can attend to other things. You shouldn’t have to miss tons of time at your job to be in court – going to court for you is our job. And, while this is likely your first and only foreclosure action or bankruptcy filing, we handle them every day. We can’t promise the moon but we can assure you that you have an experienced, dedicated firm giving its all to achieve the best possible results for you given your specific circumstances.
Raised in Southwest Ohio (Cincinnati/Dayton area), David “Dave” Roemerman later moved to New York City, where he received his J.D. (“Juris Doctorate,” or law degree) from New York Law School and his LL.M. (“Master of Laws”), also from New York Law School, in Financial Services, with a triple concentration in Asset Management, Banking, and Capital Markets. His former employers include HSBC, Merrill Lynch, Axiom Law, Credit Suisse, Fifth Third Bank (Cincinnati) and, most recently, Morgan Stanley. While Mr. Roemerman has never helped create a mortgage-backed security (“MBS”) and has never attempted to foreclose on anyone’s property, he is intimately familiar with the foreclosure process and the MBSs and philosophical approach to lending that were largely responsible for the Housing Crisis that has led to tens of millions of foreclosures since 2004. He and Roemerman Law are dedicated to helping people from “Main Street” protect their rights against those of “Wall Street.”