What Is Foreclosure?

When most people buy a home, they take out a loan to help pay for it. In order to obtain this loan, the homeowner must grant the lender a mortgage. Giving the lender a mortgage just means that, should the homeowner fail to repay the loan, the lender can take the property to resell and satisfy the debt.

The process of seizing the house, in order to sell it and satisfy the unpaid debt, is known as “foreclosure.” Facing foreclosure can be a stressful, difficult, and even embarrassing ordeal. However, you are not alone – thousands of people go through the process every year in New York and Roemerman Law is here to guide you and protect your rights along the way.

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